Guardian Provider

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Guardian Provider is a medical plan designed specifically to shield you and your family from the financial constraints of 12 major illnesses.

  • Blindness
  • Kidney Failure
  • Cancer
  • Major Burns
  • Coma
  • Major Organ Transplant
  • Coronary Artery Disease Surgery
  • Multiple Sclerosis
  • Heart Attack
  • Paralysis
  • Heart Valve and Structural Surgery
  • Stroke
Maximum coverage: 
$6,000,000
Minimum coverage: 
$750,000
Issue ages: 
The policy may be issued to males and females ages 16 to 55, nearest birthday.
Benefit: 
Payable on the 1st diagnosis of any of the Critical Illnesses named in the contract.
Claims: 
Must be made no later than six (6) months after the first diagnosis of a Critical illness.
Elimination period: 

90 days from commencement date during which no benefits are payable.

Grace period: 
30 days after a renewal is due. The policy will lapse if your premiums are not paid in the grace period.
Cash value: 
The Policy has no Cash Value.
Death benefit: 

No benefit is payable on death.

Premium refund benefit: 
If no benefit has been paid in respect of the illness covered, all premiums paid will be refunded at age 65.

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MedeCus
Guardian Life
Pension

Agent of the Month
- January 2012
Leroy Dallas

Premier 3

Leroy Dallas has risen to the top because he consistently interfaces with his clients to prepare them for life’s financial challenges and opportunities.

This Life Guardian has earned the confidence of his clients, who trust him with what matters most to them… their lives.

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