Full Century

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A Whole Life Plan which provides an easy and convenient way of accumulating a fund for expenses at death.
Purpose: 
To provide a fund for estate planning needs, family protection and business insurance.
Maximum coverage: 
$3,500,000
Minimum coverage: 
$250,000
Issue ages: 
The policy may be issued to males and females between the ages of 1 and 75 years. Maximum basic sum assured that will be issued under normal procedure is $35,000,000 for issue ages 1 to 65 inclusive, and $15,000,000 for issue ages greater than 65.
Rider coverage: 
Accidental Death & Dismemberment, Disability/Parental Waiver of Premium, New Life Plus
Death benefit: 

The death benefit payable is the basic sum assured plus sum assured purchased by bonus in-force at the time of death, less the balance of any policy loan and outstanding premiums.

Surrender benefit: 
The entire policy may be surrendered for the surrender value of the bonus in-force plus the basic surrender value, less the balance of any policy loan and outstanding premiums.
Payment of premiums: 

A level premium is payable prior to the policy anniversary where the life assured is 100 years next birthday at which point the policy matures.

Expiration: 
The policy matures for the death benefit at the policy anniversary where the life assured is 100 age next birthday.
Additional details: 
Bonus
The policy will pay bonus annually, in arrears, in the form of paid-up additions.
 
The rate of bonus is not guaranteed.
 
Policy Loan
The policyholder may elect to take a policy loan against the surrender value of the policy.
The loan will accumulate at interest at a rate declared by the company. 
The rate may be increased or decreased by the company at its discretion.

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- January 2012
Leroy Dallas

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Leroy Dallas has risen to the top because he consistently interfaces with his clients to prepare them for life’s financial challenges and opportunities.

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